Australian Central Credit Union

The Financial Services Offered by the Australian Central Credit Union

Considered as one of the leading credit unions in the country, the Australian Central Credit Union (ACCU) is a cooperative organization which assists its members with their financial needs. With thousands of members, ACCU has more than twenty branches distributed all over Australia.

Australian Central Credit Union, according to its mission statement, is dedicated to providing financial solutions to its members and clients to help them meet their needs and achieve their goals. The mission statement of the credit union is continuously materialized by the helpful financial services it provides to its members. The financial services offered term investments, home loans, saving accounts, financial planning, insurance, and personal loans. Three of the most popular financial services offered by the ACCU are the home loans, the financial planning services, and the personal loans.

Purchasing a home is a very important yet somewhat costly thing, ACCU provides its members with four very affordable home loan options. The ACCU home loan packages do not require any establishment fees, loan top-up fees, application fees, and monthly fees. The home loans also feature free redraw facilities, transactions, and wealth management consultation. The four home loan packages are the Honeymoon Home Loan, the Fixed Home Loan, the Line of Credit Home Loan, and the Variable Home Loan which is further divided into Standard Loans and Discount Loans.

In order to help its members to have a more financially-stable future, ACCU designed a financial planning service that will assist its members to manage their assets and finances. The financial planning services function as a way of educating ACCU members to help them protect their wealth, manage their finances, and improve their spending habits.

ACCU recognizes the fact that there are circumstances when people are immediately in need of finances. There are times when some people suddenly feel like traveling to an island nation, purchasing a brand new car, or renovating the spare guest room. To help its members achieve their goals or fulfill their dreams, ACCU came up with personal loans. The personal loans feature penalty-free early repayment options, various interest rate options, affordable application fees, loan period options, and impressive loan repayment insurance.